Our Products

Different business models, different financial products. Let’s see which works best for you.

Choose one of our following products

We know all small businesses are different and operate in distinct ways, that’s why we have a number of different products to best help your business take advantage of additional capital. Our financial products are tailored specifically to your business needs, so your business can continue to move forward.

Term Loans

Term loans help your business with working capital for equipment needs, debt consolidation, etc. Your business receives money to use over a fixed period of time with fixed payments. These type of loans with fixed interest rates allow you to predict your payments and can help protect your cash flow while you benefit from the asset.


Merchant Cash Advance

A merchant cash advance is not a loan, but rather an advance based on the future revenue or credit card sales of a business. You will repay the advance using a portion of your daily credit card transactions. This type of program is a fast way of obtaining capital based on your businesses future receivables. A merchant can obtain access to hard cash in a fast manner for a higher cost.


Line Of Credit

With a line of credit, your business will have working capital and cash available when you need it. Lines of credit provide a pool of money that you can tap as needed, and you pay interest only on the amount you use. It’s a revolving account, so as you pay back what you owe, you may borrow again up to your credit limit. This type of financing is usually used to cover short-term expenses, such as inventory or payroll.


Invoice Factoring

This type of program purchases accounts receivable you’re owed and takes the worrying out of collecting from your clients. We pay upfront, a percentage of the outstanding invoice amount. We advance the difference back to you minus the agreed upon amount, the moment the full amount has been collected. It gives you quick access to funds you would normally take a long time to collect


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Term Loans

Terms loans are your classic financial product with a fresh and innovated touch of online lending. It has become a business owner favorite. A lump sum of capital with a fixed repayment & term length, with the ability to choose from daily, weekly, bi-weekly or monthly withdraws.

Affordable & Predictable

With a fixed interest rate that stays the same for the lifetime of your loan, it makes it easier to project ongoing expenses and makes budgeting much easier. With interest rates as low as 6%, this financial product is an ideal option for capitalizing on asset purchases, additional inventory opportunities, or property improvements. Whatever the situation, a term loan can be tailored to your specific needs

Terms That Work For You

Unlike other forms of alternative financing with fast turnaround times, term loans actually give you time to take full advantage of the funds. Term loans can stretch as far as 36 months, an equivalent of 3 years. Take John for example, a business owner with a small logistics company running with just two trucks. John received an opportunity to purchase an additional truck at a premium price. With the help of a term loan for 24 months and a fixed bi-weekly payment which worked for him and his business, John was able to increase his bottom line by 35%, giving him enough time to increase his revenue and pay back the loan with no issues.

Easily Obtainable

With a simple process which takes just minutes to get started, term loans can be received in as little as 24 hours. A one-page application and bank statements will have your foot in the door and on your way to receiving the funds necessary. Keep in mind not all term loans are the same, your business revenue and other factors will determine the loan size and term length.

Loan Amount

$5k - $2 Million

Loan Term

6 - 36 Months

Time To Fund

24 - 48 Hours

Interest Rate

As Low as 6%

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Merchant Cash Advance

Merchant Cash Advances (MCAs) are your fastest way to access immediate capital for your business. Confused by many to be thought-out as a loan, it’s actually the purchase of your future receivables for an upfront lump sum of cash with interest. In other words, it’s money upfront for a piece of your future sales. This product has a fixed payback which is calculated with a factor rate.

Works With Your Business

MCAs are often looked down upon due to merchants not knowing enough about this financial product. MCAs unlike other products have the ability to be paid back with a daily percentage of your business’s daily sales. This is called the holdback; the holdback can range 10-20 percent normally. One main benefactor of this style of repayment is the fact if your credit card transactions are low for a day the draw from the merchant account will be lower, since it’s a percentage of your daily sales. Another repayment method is a fixed ACH amount that can be withdrawn from your account on a daily or weekly basis.

Minimum Requirements

Amongst the fastest of financial products to obtain. Similar to a term loan, approvals are given within hours of receiving a one-page application and bank statements, and are normally funded within 24 hours. To seal the deal, all that’s required are proof of ownership and a landlord verification in most cases. Let’s not forget to mention these advances are not backed by collateral and are not based on personal credit history. In other words, it’s your Band-Aid solution for quick capital needs given its simplicity and accessibility.

High Approval Rate

Chances are if you’re applying for a Merchant Cash Advance you will be approved. There’s a 90% approval rate you will receive an ofer, even with judgements, tax liens or bankruptcies you can receive an approval. It’s become a go-to option for small business owners for its high probability of receiving instant capital, and best of all its easy renewal process gives you access to more funds after 30-45 on time payments.

MCA Amount

$5k - $500k

MCA Term

3 - 18 Months

Time To Fund

24 - 48 Hours

Factor Rate

As Low as 1.09%

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Line of Credit

Flexible. The best word to describe a business line of credit. Often referred to as a safety net for your business, due to the fact you use it when you need it. Best of all you pay interest ONLY on the amount you use, not on the full credit line limit.


Easily Accessible

You can draw as much or as little as you need from your available business credit line. Your credit line automatically reloads as you make repayments. No interest is accumulated on the funds made available to you until you actually tap into it and use the funds. This feature makes it ideal for unforeseen situations that occur when running a business, because those happen often. It’s a part of being a business owner.

Hybrid Of Its Own Kind

Similar, yet very diferent to a business credit card. Both are revolving and like a credit card you have a certain limit on a pool of capital, which can be accessed as needed. However, a credit card can only spend it as credit. A line of credit gives you access to hard cash with no penalties, while having lower interest rates. You can choose from weekly or monthly repayment options in accordance to which works best with your type of business.

Focus On What Truly Matters

Running a business is hard enough with unexpected turns at every corner, so don’t worry on having funds piled up in your business account accumulating interest. Let’s focus on business growth, new opportunities and making sure expenses are covered. Lines of credit can act as your silent investor always at your side, for your next business move. Use it to bridge gaps in cash-flow.

LOC Amount

$1k - $500k

LOC Term

6 - 12 Months

Time To Fund

1 - 2 Weeks

Interest Rate

As Low as 8%

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Invoice Factoring

This type of program takes the worrying out of collecting from your clients. We purchase your accounts receivable you’re owed and we pay upfront, a percentage of the outstanding invoice amount or face value. It’s the sale of accounts receivables less a small service fee. Your clients then deal with us to make their payments.

Clean Slate

This financial product is an excellent option for industries such as retail, supermarkets, wholesale, etc. for it takes away the headache of waiting on vendors to pay you for your services. A perfect solution for businesses that work with vendors who take 30-90 days to pay an invoice. This method allows you to build a strong relationship with your vendors and lets us take the collection process out of your hands. Stronger relationships lead to more product and more product leads to more money in your pockets.

We Work For You

We become your accounts receivable department, and help turn idle invoices into active capital to use on your day-to-day operations. We understand clients who take their time to pay can have a high efect on running your business and other alternative business financing products wouldn’t help out, that’s why we take the stress away from you and give you upfront capital. It’s as if your clients now pay within 48 hours.

Time Is Money

This financial product gives you the ability to outsource your sales ledger and let's you focus on what’s truly important, running your business, in a cost efficient way. The more orders and invoices created with your vendor the higher the chance to be able to negotiate better pricing on future orders. This will help your business grow in terms of being more reputable and deal with better customers.

Factor Amount

Up to 90% of Receivables

Factor Term

Up to 1 year

Time To Fund

48 Hours


As Low as 2.99%

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