Running your business is
difficult. That’s why we
make obtaining business
financing easy!

Our number one priority is growing your bottom line! We offer lending products to help you manage cash flow and prepare for new opportunities

How it works


Most small business owners face unexpected situations which rely heavily on their cash flow. From inventory needs to business expenses. How confident are you that you have access to fast capital when needed?

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of our clients who obtain business capital through Bottom Line Access feel confident they have fast access to capital for any unexpected scenario their business might face.

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Great! Let’s look at other options that can help

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Nice start; let’s plan the next steps

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It's never too late to start.


Lending solutions at the tip of your fingers. Easy to start from your home, from your office or even from your favorite coffee shop.

From start to finish, we focus on providing outstanding customer service. It’s a unique combination of efficiency and speed, while keeping your business needs at our forefront.
We believe in you and your business, no need to risk any of your assets

As bank approvals decline, our approval rates are skyrocketing regardless of your credit

You have the freedom to use and manage the capital received as you believe works best

Fast & Simple

Easy process from beginning to end


Get approved for $5k - $500k in hours


5-star rating on our customer reviews


Approximately 90% of our merchants get approved


Your one-stop shop for all your business finance & needs.

Bottom Line Access understands that each small business is unique in its own way, that’s why we are committed to helping you obtain business financing at the most competitive rate and term, no matter the challenge. We know business capital is essential for a business to grow and seize opportunities, which is why we do all the heavy lifting when it comes to getting you approved. You can focus on what’s important—running your business—as we deliver a full array of our financial products made available to your business.

Bridging the gap between
Business & Lending all across the U.S

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Small Businesses We've Helped
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Allocated to Small Business Across the U.S
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Customer Satisfaction Rating

Ready to take your business to new heights? Go ahead make the call


Our Process

01. Submit Your Application

A decision is made with a simple 1 page application, 3 most recent bank statements and a brief conversation with our lending experts. Our lending experts will create an action plan to improve your bottom line, provide financial footing and build a compelling case to lenders

02. Analyze Offers

Our lending experts work diligently in matching your financial needs with the best lending product for your business. A process of negotiation is initiated to secure the best option for your business. You will receive a formal offer with the rates and terms

03. Receive Your Funds

We are ready to deposit the funds! An ACH or wire transfer is processed to your business bank account. Keep in mind our lending experts are always here to help


We're with you each step of the way

Let's get to know your business....

What are your total average monthly sales?*
Thinking about what product might help best? Give us a call

Let's grow your business together!

Since inception, our goal was and will be to provide an equal opportunity to all small business owners with access to working

We don’t build walls; we build bridges between people

Bottom Line Access has a crystal clear vision, making business funding accessible to all small business owners in America. We understand not all businesses are the same and not all qualify for traditional bank loans and that’s ok. We offer lending solutions tailored specifically for your business.

Our mission is to become your all-inclusive destination for access to business capital. Funding at an instant! With our highly trained staff we focus on making sure you obtain financing at the most competitive rates and terms, through our vast relationships with online lenders. We focus relentlessly on helping you grow your bottom line!

Our values as a company revolve around two main factors, our clients and our employees. From integrity to honesty, from transparency to hardworking, our culture is one of a kind. We are in sync with customer’s and employees’ needs, and have been able to create a place both can call home. Come be apart of the Bottom Line Access experience.